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Original Medicare (Part A and B) programs do not cover all of your health care costs. There are other ways to fill the gaps in coverage. Your options are:

Medicare Advantage/Health Plans (Part C)

• Medicare Advantage/Health Plans Jan. 2008 (pdf)
  List of Medicare Health Plans available in Whatcom County that indicates which clinics accept each plan
  
  
• Compare Medigaps and/or Advantage Plans Side-by-Side
  Medicare’s website allows you to easily compare Medigap policies and Advantage plans in your area.

Medigap (Medicare Supplement) Plans

• 12 Standardized Medigap Plans (pdf)
  Find out which medical expenses not covered by Medicare are covered by each Medigap plan.
  
  
• Compare Medigaps and/or Advantage Plans Side-by-Side
  Medicare’s website allows you to easily compare Medigap policies and Advantage plans in your area.
  
  
• Approved Medigap Plans February 2008 (pdf)
  List of Medigap plans available in Whatcom County by insurance company
  
  

WA State Health Insurance Pool

• WA State Health Insurance Pool (WSHIP) Summary
  Read about these insurance options for people who have Medicare and have not passed the health screening (note: Medicare options are located at the bottom of this webpage).
  
  
  • WSHIP Basic Medicare Plan (pdf)
    Open to new enrollment
    
    
  • WSHIP Basic Plan Application (pdf)
    Download the complete application packet.
    

Public Supplements to Medicare

• Health Coverage Eligibility for Seniors/Disabled (pdf)
  Public options for seniors and people living with diabilities by income level
  
  
• Medicare Savings Programs (pdf)
  For people with lower incomes, the Medicare Savings Programs can be a big help. If you qualify, the state may pay your Medicare Part A premium, Part B premium, any late enrollment penalties, and/or give you supplemental coverage at no cost. Check this chart to see if you qualify. If not, see our other resources on supplementing Medicare.