Public health insurance is funded through the federal and/or state government.

Medicare is a federally funded health insurance. For more information on Medicare and related programs, please see the SHIBA/medicare page.

Medicaid, now called Apple Health,  is a state funded program facilitated through the Department of Social and Health Service (DSHS). Medicaid is funded by the Health Care Authority (HCA). The Washington Healthplanfinder is an online marketplace where you can shop for Medicaid. Please check out our Get Enrolled webpage for more information.

WAHA Access Counselors offer free and confidential screening for Apple Health for Whatcom County residents. We can help you find out if you may qualify for Apple Health and help you submit applications on the Washington Healthplanfinder. However, HCA  makes the final determination if you are eligible and administers Medicaid coverage.

For Children (AHK)

Apple Health for Kids (AHK) is public health insurance (Medicaid) through the Department of Social and Health Services (DSHS). The income cap is very generous, and many working families qualify for coverage, either for free or with a small monthly premium.

For Adults Expanded Medicaid (Apple Health)

Apple Health is now available to low-income adults regardless of assets with no disability requirements.

Health Care for Workers with Disabilities (HWD) Program

HWD is a program that allows people with disabilities who are working to purchase DSHS medical coverage. There is a reasonable monthly premium that is calculated off the individual’s income.

Family Medical

Family Medical is health insurance for families with dependent children under the age of 18. The income cap of this program is very low.

Medicare Savings Program (MSP)

Programs to help Medicare recipients pay for all or part of their Medicare out-of-pocket costs.

Alien Emergency Medical Program (AEM)

Emergency medical program for persons who do not meet the citizenship requirements for other DSHS medical programs.

Pregnancy Medical Program

Pregnancy Medical is a program for pregnant women with two months of post-partum care.

To see if you are qualified for a DSHS program, please contact the Access Counselors at (360) 788-6594 or email at For more DSHS/Health Care Authority information online, please see: